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Cramer Works for Common-Sense Health Care Reform

May 10 2018

Cramer works for common-sense health care reform that provides more flexibility while maintaining coverage for pre-existing conditions.

Obamacare was anything but “affordable” and cut $700 billion from Medicare


Kevin Cramer has consistently fought for common-sense health care reform including efforts to replace Obamacare with a plan that is more patient-centered, flexible, and most importantly, affordable.  
 
The “Patient Protection and Affordable Care Act” (H.R. 3590) is a disastrous, debt-exploding monstrosity of a law that continues to put a heavy burden on the backs of North Dakota families and is driving health insurance costs through the roof. The additional taxes, mandates and burdensome regulations coming from this ill-conceived law are anything but “affordable.”
 
In spite of the obvious disaster Obamacare brought to America, Democrats have lined up to support it while criticizing those trying to fix it.  Claims have been made that Rep. Kevin Cramer has a “radical health care agenda” that would devastate North Dakotans with pre-existing conditions. Nothing could be further from the truth. These are egregious claims meant to scare and confuse you.
 
Kevin Cramer supports reform focusing on market-based solutions to empower patients and health care providers.
To understand this, let’s go back to last summer.  The House of Representatives worked on a health care bill known as the American Health Care Act (AHCA) that would have replaced Obamacare with a patient-centered, affordable and flexible system. Provisions in this bill would have guaranteed coverage to Americans with pre-existing conditions and banned health insurers from charging a patient with pre-existing conditions higher premiums as long as they maintain continuous coverage or sign up for new coverage within 63 days of exiting a previous insurance plan.
 
The bill, which Rep. Kevin Cramer supported, explicitly states that insurers cannot deny someone coverage if he or she has a pre-existing condition.  The claim in Heidi’s attack letters that 300,000 North Dakotans with pre-existing conditions would be harmed by the legislation is simply not true.  (See:  Do the math)  
 
AHCA passed the House and went over to the Senate where it was revised but failed passage by a single vote proving once again that one vote matters. All through the process, Rep. Cramer has remained steadfast in his goals of developing a common-sense plan that is affordable while providing adequate insurance coverage to all Americans.  He supports reforms that focus on market-based solutions to empower patients and health care providers.  
 
When it comes to health care, the choice is clear. Heitkamp has done everything in her power to saddle North Dakotans with the Obamacare disaster with its higher premiums and fewer choices. And, we need to remember it was her Senate vote that killed last year's effort to repeal and replace Obamacare.  Her vote was in lockstep with her liberal Democrat handlers who, according to the Congressional Budget Office, cut over $700 billion from Medicare, to make Obamacare work. Using Medicare dollars as a piggy bank to help fund this ill-conceived law was just plain wrong.
 
Senator Heitkamp is WRONG to support Obamacare and hang on to this failed Obama-era legacy that burdens all of us.
 
 

MORE INFORMATION

The claim that AHCA won’t cover 300,000 North Dakotans with pre-existing conditions is simply not true.  Let’s do the math. 

Minor changes to pre-existing conditions in the AHCA would only affect individuals who buy premiums on the individual market. Only 8 percent of North Dakotans purchases health insurance in the individual market. Of those, about 24 percent under age 65 have a pre-existing condition, about 2 percent total. For someone in that 2 percent to be charged higher premiums, North Dakota would have to receive a waiver, and there must be a lapse in an individual’s coverage of more than 63 days. Only then could higher premiums be charged for up to one year. However, the AHCA sets aside $8 billion specifically for this small percentage of the population to assist with paying premiums.
 


OTHER ONLINE READING:

Jon Godfread: Don’t Get Sucked Into False Claims and Overblown Statements in Health Care Debate

Insurance Commissioner: Obamacare Continues to Destabilize North Dakota’s Insurance Markets
 

More Truth

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